Capital Raising

Need to raise capital but stuck within your fixed term mortgage?

What is capital raising?

Capital raising is a means by which money could be released from a property and ‘added’ onto the mortgage. This is not something to be taken lightly but can be an efficient way of raising the money required to carry out home repairs or improvements which could also add value to your home.

Whatever the reason for capital raising there maybe lenders willing to help you achieve your goals and here at Brilliant Money we have qualified advisers who are able to guide clients and show them the best way to release their capital.

A common reason for capital raising is Debt Consolidation. Capital raising for debt consolidation can be facilitated and there are a growing number of lenders who will allow capital raising for this purpose. It could allow someone to pay off debts such as loans, credit cards or consolidating any secured loans.

This can only be undertaken if consolidating these debts will provide a clear advantage and will reduce monthly outgoings so that they can take a firm grasp of their finances. There are a range of lenders who will allow capital raising for this purpose including one or two who will allow a customer to raise up 95% loan to value for Debt Consolidation.

With access to the whole of the market and can assist with your Debt Consolidation enquiry. Qualified and professional advisers will assist every client on an individual basis and help them judge whether or not debt consolidation is the right choice for them.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

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Every Step Of The Way

We are simply a call away should you need to go over anything during the application process.

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With our whole of market options, you can rest assured that we will find the best rate for your loan.

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Complete the form below and an advisor will call you at a time convenient for you.

How it Works

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We take care of everything from start to finish so you dont have to.

Step 1

Initial Consultation

At the first mortgage call, the advisor will ask you about your personal circumstances and expectations. They'll want to know what sort of property you're looking to buy and how much you can afford to spend on one. They'll also want to review what you earn, your outgoings, your savings, and your credit history

Step 2

Document Collection

We will help you collect all the information required for your mortgage application

Step 3

Evaluation and Approval

Once we have located a suitable lender for your circumstances, we will obtain a decision in principle for you.

Step 4

Disbursement Process

Once all the valuations and checks are complete, the mortgage lender will disburse the funds to the vendors solicitors and you can collect your new property keys.