Buy to Let Mortgages

If you're thinking about investing in property or enhancing the return on an existing Buy-to-Let, Brilliant Mortgage Options has the mortgage solutions to help you find the best available deal

What can you expect

As an income investment for those with enough money to raise the deposit, Buy-to-Let is an attractive proposition, especially compared to low savings rates and stock market volatility.

Buy-to-Let landlords should be cautious of fees, which can significantly increase the cost of a mortgage, particularly if they choose a short fixed or tracking deal. Quality mortgage advice can help mitigate these costs, ensuring you find the most efficient rate for a smoother purchase or remortgage.

The largest fees are often those charged as a percentage of the loan, but even flat product fees can be quite substantial.

If you’re new to Buy-to-Let, Brilliant Mortgage Options can help you navigate the market and provide guidance on the associated risks and benefits. For experienced Buy-to-Let investors, Brilliant Mortgage Options can manage the purchase and remortgaging of multiple properties.

Typically, Buy-to-Let lenders require rental income to cover 125% of the mortgage repayments, and many now expect deposits of 25% or more, with rates considerably higher than those for residential mortgages.

Book a free call with an advisor who can help you get started.

Other Services

Possibility starts here. Get approved for your mortgage

Know exactly what house you can go and buy with confidence, speak to us first.

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Every Step Of The Way

We are simply a call away should you need to go over anything during the application process.

Dedicated Loan Concierge

One case manager that understands your application, no passing from pillar to post

Flexible Rates & Low Fees

With our whole of market options, you can rest assured that we will find the best rate for your loan.

Talk with a Lending Specialist.

Complete the form below and an advisor will call you at a time convenient for you.

How it Works

Let us help you get your home today.

We take care of everything from start to finish so you dont have to.

Step 1

Initial Consultation

At the first mortgage call, the advisor will ask you about your personal circumstances and expectations. They'll want to know what sort of property you're looking to buy and how much you can afford to spend on one. They'll also want to review what you earn, your outgoings, your savings, and your credit history

Step 2

Document Collection

We will help you collect all the information required for your mortgage application

Step 3

Evaluation and Approval

Once we have located a suitable lender for your circumstances, we will obtain a decision in principle for you.

Step 4

Disbursement Process

Once all the valuations and checks are complete, the mortgage lender will disburse the funds to the vendors solicitors and you can collect your new property keys.